A FinTech-jelenség hagyományos kereskedelmi bankokra gyakorolt hatásának vizsgálata

Kulcsszavak: fintech, bigtech, startup, digitális transzformáció, innováció

Absztrakt

Az innovatív pénzügyi technológiák radikális változásokat eredményeznek a pénzügyi szolgáltatások területén. A fogyasztói elvárások, a digitális csatornák iránti növekvő kereslet és a pénzügyi szektor új típusú szereplői a hagyományos kereskedelmi bankokat is cselekvésre késztetik. Jelen cikkben 13 mélyinterjún keresztül mutatja be a szerző, hogy a pénzügyi szektor szereplői hogyan értelmezik a FinTech fogalmát és azt, hogy a jelenség várhatóan milyen hatással lesz a hagyományos kereskedelmi bankok működésére és üzleti modelljére. Mindezek mellett, néhány szabályozói kihívást is azonosít, amelyek az innovatív fejlesztések során akadályt jelenthetnek mind a bankok, mind pedig a FinTech vállalatok számára.

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Dóra Horváth, Budapesti Corvinus Egyetem

PhD-hallgató

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Megjelent
2020-09-08
Hogyan kell idézni
Horváth, D. (2020). A FinTech-jelenség hagyományos kereskedelmi bankokra gyakorolt hatásának vizsgálata. Vezetéstudomány / Budapest Management Review, 51(9), 16-29. https://doi.org/10.14267/VEZTUD.2020.09.02
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